Equity release advice in Bolton.
Independent, regulated equity release advice for Bolton homeowners aged 55 and over — from a specialist who'll come to you, or meet by video call if you prefer.
Free initial consultation · Whole-of-market · Equity Release Council standards
A local equity release specialist for Bolton homeowners
Bolton has a long tradition of homeownership. For many people who bought here years ago, the family home is now worth many times what they paid — and, with the cost of retirement climbing, it makes sense to look at how that value can be put to use.
My name is Rob Ashurst. I'm a qualified later-life lending specialist and I've spent many years helping clients across Bolton, Greater Manchester and the wider North West work out whether equity release is right for them. Sometimes it is. Sometimes it isn't — and I'll tell you either way.
Whether you'd like to clear a mortgage, boost your retirement income, help family onto the property ladder, carry out home improvements or simply enjoy life now, I'll walk you through every option in plain English.
Get in touch
Free, no-obligation initial consultation — at home in Bolton, by phone or by video call.
- Adviser
- Rob Ashurst
- Phone
- 07821 191 207
- Hours
- Monday – Friday, 9am – 5pm
Careful, local advice — nothing else.
Local knowledge
I know Bolton and the wider West Pennine area well and I'm happy to visit you at home — Horwich, Westhoughton, Farnworth, wherever suits.
Whole-of-market
I'm independent, not tied to one lender, so I compare plans across the market to find the right fit for your circumstances.
Free first chat
Your initial consultation is free and without obligation. I'll explain your options in plain English — no pressure, no jargon.
Equity Release Council standards
Every plan I recommend meets the Council's safeguards, including the no-negative-equity guarantee and the right to remain in your home for life.
Home visits across Bolton and beyond.
I'm happy to travel — many clients prefer a face-to-face chat over a cup of tea at home.
Equity release in Bolton — the basics
Who is equity release for?
Homeowners aged 55 and over who want to release some of the tax-free cash tied up in their home, without having to move.
Will I still own my home?
With a Lifetime Mortgage — the most common form of equity release — yes. You remain the owner and have the right to live there for life, protected by Equity Release Council standards.
Can I leave an inheritance?
Yes. The level of inheritance will depend on factors such as interest rate, amount released, property growth and life expectancy. I'll show you the numbers clearly so you can decide.
How much does the advice cost?
Your first consultation is free. If you proceed, the maximum fee is £1,695 payable on completion.
Thinking about equity release in Bolton?
Book a free, no-obligation chat. No jargon, no pressure — just clear answers to your questions.
Equity Release products, such as a Lifetime Mortgage or Home Reversion Plan, may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask for a Personalised Illustration. 55Plus is a trading name of Mortgage Salad Ltd, authorised and regulated by the Financial Conduct Authority (FRN 566220).